Account Executive, Credit and Risk
Riviera Finance of Texas, Inc.
- Analyzed and authorized credit limits up to $50,000 across a diversified commercial portfolio spanning logistics, co-packing, staffing, and other service businesses.
- Monitored portfolio exposure and covenant compliance to maintain credit quality and identify deteriorating risk early.
- Assessed borrower repayment capacity using Equifax and Ansonia commercial credit data to make informed credit decisions.
- Managed client relationships, negotiated payment plans, and prepared delinquency, write-off, and monthly rebate reports.
- Drafted and verified recourse agreements, addendums, and demands for payment; authorized wire, EFT, and ACH transactions while enforcing security defaults.
ResultConsistently exceeded the monthly credit and collections target of $800,000.